Four Major Considerations in Adverse Markets

During times of weakness in world markets, is investing in these markets beneficial or should we wait?

Adverse and apparently unattractive market conditions are inevitable from time to time, often triggered by dramatic events (e.g. 9/11). The key is to minimise the effect of any downturn and to maximise the subsequent recovery.

Clients should consider:

1. Their administrative platform

An important first step is to utilise and leverage the functionality of a well- established platform utilising diverse range of products offering administration and/or fund management. Active management means that switches are executed quickly minimising potential falls in uncertain times…..whilst offering investment opportunities on the up-turn. We help client choose the best platform for their on-going needs.

2. Cash accounts

Portfolio Cash Accounts are available to all investors, offering an ideal short term shelter in adverse markets.

Competitive interest rates – bank bonds – term deposits – current accounts

3. Pension service & pension consolidation service

Would you prefer your pension holdings, like your invested capital, to be held in cash pending an investment decision or waiting for favourable market conditions?

With investors over the age of 45 typically having more than 1 pension, a review of investment approach and consolidation into a single pension or overseas QROPS  could be appropriate. A pension with the added flexibility and client understanding is hugely beneficial.

4. Capital consolidation

It could be the ideal time to consolidate holdings onto your favoured administrative platform. In this way we are able to actively manage clients’ portfolios and minimise risk associated with numerous holdings and administrators.

Simplify the portfolio and add “hands-on” management  to all your invested capital.